Shopify is one of the most popular ecommerce platforms in the world, but merchants in India hit a unique constraint on day one: Shopify Payments isn’t available for local processing in India. That means every Shopify store has to integrate a third-party payment gateway before it can accept online payments.
Too often, merchants just plug in the first gateway they find without weighing the factors that matter. The lack of research shows up later, when the gateway starts eating into profits.
- Integration friction. How quickly and easily does it connect to Shopify without heavy development work?
- Mobile checkout experience. How well does it handle UPI intent flows, cards, wallets, and other mobile-first methods?
- Settlement speed. How fast does money actually reach your account after all costs are deducted?
The guide below looks at the gateways that work particularly well for Shopify stores in India, with a focus on setup simplicity, payment performance, and operational efficiency.
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How to Integrate a Payment Gateway into Your Shopify Store
Integration ease is a key reason to pick one gateway over another. Here are the basic steps:
- Open payment settings. Go to Payment settings in your Shopify Admin dashboard.
- Choose a payment provider. Shopify supports a wide range of third-party providers. Pick yours from the list using “Add provider.”
- Enter details and test. Add the provider details, then place a test order on your storefront to confirm money flows from the customer to your bank account.
Best Payment Gateways for Shopify in India
Cashfree Payments
Cashfree is a trusted name in the payment gateway space, popular amongst tech-first businesses for its pricing, features, and dedicated support, and it offers a flat 1.6% MDR for all businesses. It is an ideal fit for Shopify brands that want quick onboarding, instant go-live, strong checkout conversion, and fast settlements. Integration is genuinely easy: Shopify connects to Cashfree with a zero-code install and rapid activation.
Pricing: a flat 1.6% MDR for all businesses, across UPI, cards, net banking, and wallets, so you keep the majority of what you collect.
Key features:
- Same-day onboarding
- Instant settlement and T+0 settlement options
- AI-powered checkout optimisation, including One Click Checkout
- International payments across 180+ currencies with local settlement
- A dedicated account manager, on email and chat, who helps protect revenue leakage and optimize conversion
Cashfree stands out because it tackles the problems Shopify merchants hit most often: payment failures, slow settlements, COD-related leakage, and checkout abandonment.
Easebuzz
Easebuzz is also a fit for Shopify businesses that manage split settlements and need a marketplace-style payment flow. It integrates conveniently with Shopify and other ecommerce platforms.
Pricing: 1.95% per transaction.
Key features:
- Automated split-payment management
- Vendor settlement workflows
- Subscription and recurring billing
- Smart reconciliation and reporting
For multi-vendor models that need automated revenue allocation across stakeholders, Easebuzz is a practical choice.
Pine Labs Online
Pine Labs is another platform for Shopify integration and support for online checkout.
Pricing: 3% per transaction.
Key features:
- Extensive EMI network
- Buy Now Pay Later options
- Brand-funded promotional campaigns
- Advanced offer and discount engine
For electronics, appliances, furniture, and premium lifestyle brands, Pine Labs brings financing flexibility that can meaningfully lift conversion.
Airpay
Airpay is a popular choice for merchants serving customers in Tier 2 and Tier 3 cities. Per Airpay’s own documentation, you can integrate and go live in about five minutes.
Pricing: starts at 2% and can go up to 4% depending on the transaction amount and payment method.
Key features:
- Deep net banking coverage
- Broad wallet ecosystem support
- Multi-bank payment routing
- Extensive payment method availability
Airpay built its reputation serving regions and customer segments with varied preferences, which gives it real strength across different city tiers.
CCAvenue
CCAvenue gives merchants 150+ payment options for domestic and international sales, with competitive domestic conversion. Shopify integration is free, but it isn’t always smooth: merchants have reported issues with activation, credential setup, and matching Shopify’s provider flow.
Pricing: starts at 1.90% for UPI and net banking, higher for international payments.
Key features:
- Large payment method portfolio
- Extensive bank partnerships
- Multi-currency processing
- Long-established merchant ecosystem
CCAvenue remains a practical option for businesses that prioritise payment-method variety above all else, even if the experience feels dated next to newer platforms.
Conclusion
Choosing a Shopify payment gateway is not just about the lowest transaction fee. You also need to weigh integration speed, checkout performance, settlement timelines, and operational efficiency, because each one feeds directly into growth.
Every gateway here serves a distinct use case, but Cashfree offers one of the strongest overall combinations for Shopify merchants in India: rapid onboarding, zero-code setup, high payment success rates, international support, and instant settlement that keeps cash flow healthy as you scale.
