Making Cash Online And Manage Your Debt

Making cash online has become a great way for many people to sustain their living and make ends meet, conveniently. Consequently, more and more people are now becoming self employed and making their full living from online gigs.

Formal employment is continually becoming elusive, and even for the employed; end month seems to be hundreds of days away with increasing inflammation and cost of living. There are many reasons and benefits of making money online that have made it a favorite source of income for students, workers and entrepreneurs alike. This article will focus on how to use online opportunities to make extra income and manage your debts.

Here are some benefits and reasons you should consider working online.

  • Earn extra income: This is the obvious direct benefit for both full time and part time online workers.
  • Flexible timing: Being punctual is synonymous to formal employment, and some employers can go too hard and fast with this rule. Working online allows you to work any time you want.
  • Be your own boss: You get the freedom of working under your own terms and setting your own goals. No need to worry about someone watching over your shoulder and ordering you around all day.
  • Minimal to no investment: You do not need a hefty startup capital like when starting an offline business. If you simply need to make some extra cash online, a simple computer and a reliable internet connection can get you hundreds of gigs across different platforms.
  • You can work anywhere: We say “work from home”, but in real sense, you can literally work from anywhere as long as you have a reliable internet connection.
  • It might grow into a big business: most famous blogs and websites start as a hobby; however, if your idea is great and you put enough effort in it, it just might grow into a big business.

If I have to list all the benefits of working and making extra cash online, we will run out of space. Did I mention that making online cash can actually lift you out debt and improve your credit card score? Many students and young adults have used online income to pay off small debts that could have otherwise accumulated unhealthy interests. Depending on how much you are earning and how much you owe your debtors, you can easily clear the books with them using extra income from your online gigs.

I must however mention that relying entirely on online gigs to pay off serious debts is not quite a smart move, especially when there are datelines to beat and potential penalties thereafter. There are more important steps to managing your debt than making a few extra bucks online. Check out for details on how you can effectively manage your debt the healthy way.

Top 4 ways to make cash online

There are hundreds of ways to make extra cash online, however, some of them can be a little sophisticated, require more than average computing skills or simply unreliable. Having said that, here are the top four easiest and most reliable ways to make cash online;

  1. Affiliate marketing 

Affiliate marketing is basically where a business rewards one or more affiliates for referring a visitor or customer to their website or business premises. Essentially, as a publisher, you are rewarded when you help a business promote their product or service.

How it works 

When you join an affiliate program and choose a product or service you want to promote, the seller will provide you with a unique affiliate link that you will use to refer traffic to the target site. When a visitor clicks on the link from your website, they will be directed to the seller’s website, and if they make a purchase, you get a commission for that sale.

How to get started 

Even though you can already start earning as an affiliate by simply sharing your affiliate link with interested parties on the internet, it’s advisable to create your own website or blog on which you can engage your visitors and share your affiliate links.

You will also need to create some engaging content around your products of interest so that you can attract enough relevant traffic on your website or blog before you start sharing your affiliate links.

With affiliate marketing, you can take anywhere between 3-6 months to start cashing in $50-$100 per day. However, these numbers can dramatically change depending on how much traffic you’re website is getting and the kind of products you are promoting. On the higher end, pro affiliate marketers can make as much as $1000 per day.

  1. Paid survey 

There are growing numbers of research organizations out there that will reward you for your opinions on selected products and services. Some online market research websites will pay you in cash while others will reward you points that you can latter redeem as discounts or gift cards.

As a beginner, you can expect to earn about $25-$50 per day depending on which company you are working with and how much effort you are investing in it. However, most survey websites usually have limited number of surveys per person per month, so the trick is to join as many websites as possible. For a complete guide on taking online surveys and finding the best sites, visit

  1. Product reviews 

If you have a way with words, do not waste your talent. You can make cash online by writing reviews on certain products and services and get paid for it. Reviews are a great way to give potential buyers a perspective of what they should expect when they buy and use a certain product. You can expect to earn anywhere between $10 and $100 per review that you write depending on the kind of products, size of the article and your writing skills.

Product reviews can also be used together with affiliate marketing to earn you continuous income as long as the review and the seller exist. Affiliate marketers insert their affiliate links in product reviews to direct buyers to the target site and earn a commission on every purchase. When used with affiliate marketing, you can expect to earn anywhere between $10-$50 per day per review, but again, this will primarily depend on how much traffic your site receives.

  1. Get-paid-to-sites

Get-paid-to-sites are basically websites that pay you a quick buck for completing certain relatively simple tasks. Many of these sites will pay you to do the things that you already do, so if you are already doing it, what not get paid? This is probably one of the laziest but, reliable ways to make cash online risk free.

Some of the simplest tasks you can get paid to do includes testing websites, reading adverts, playing games online, testing apps, filling forms, shopping, listening to music, watching videos, answering questions, and much more. You can expect to earn anything from $2-$25 per task on these websites.


As you can see, it’s quite easy to make cash online as long as you have a reliable internet connection and some basic computer skills. Most of the above tasks do not require any form of investment, and some of them can start earning you cash almost instantly. However, you need to watch out for online scams that deceive you into investing your effort and time in them and end up getting nothing. Before making any serious engagement with any platform, be sure to do some research about their history and reputation, or simply visit sites like for reliable and trusted recommendations.

About Mohit Tater

Mohit is the co-founder and editor of Entrepreneurship Life, a place where entrepreneurs, start-ups, and business owners can find wide ranging information, advice, resources, and tools for starting, running, and growing their businesses.

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