Managing Finances with a Personal Loan

Credit: Miran

Most of us are familiar with loans, whether for school or business. Maybe less familiar is the concept of a personal loan, a loan taken by an individual to manage personal expenses. Events such as a wedding or vacation may require a lot of cash at once, which can then be paid off over time. […]

5 Creative Ways For Business Owners To Cut Costs

cost cutting

Business owners are always looking for ways to cut down the costs of running their businesses. With the current economic climate, unfavorable taxes and harsh government policies and regulations, one must call for more creative ways to significantly cut costs in order to increase profits. Saving your business money is very important. There are various […]

China Is Going Gold Gaga – But Why Now?

China Going Gold Gaga Image by Mark Herpel from Flickr Creative Commons

Gold buyers have noticed a huge surge in China’s appetite for gold. But why now? Well, thanks to the big drop in prices, Asians have been going on gold-buying sprees of big proportions. From India who are the biggest net importers of gold; to Japan who are worried about a dropping yen and ballooning inflation […]

Is Selling Your Pension to Bankroll Your Start-up a Good Idea?


Retirement dreams are usually filled with soft slippers, bags of free time and absolutely no chance of setting foot in the office ever again – unless you are an entrepreneur. However, you earn your living, planning to launch a new start-up enterprise can be daunting. Whether you are struggling to pull together the funds to […]

Do High Risk Businesses Have Any Chance of Financing?

high risk business financing

Short term loans have become difficult for many business owners to come by. Changes in laws targeted at companies that use predatory practices have made many business owners seek alternative ways of getting credit. Many merchants have found that increasing their credit card sales helps things improve in a meaningful way. There are other solutions […]